Travel insurance for those with pre-existing medical conditions

As a company, we use a number of insurers and they each have different approaches to medical screening. In the main, their approaches have improved and we have amongst our stable of products, insurers who will cover in excess of 1,000 medical conditions.

The price of a travel insurance policy is based on a number of factors but if you have pre-existing medical conditions this could increase the risk and as a consequence, we need to know about it and an additional premium may apply. If you fail to declare any pre-existing medical conditions we may refuse to deal with your claim or reduce the amount of any relevant claims if a claim is related directly or indirectly to an undisclosed pre-existing medical condition(s). If you have any questions then please call us on 0330 880 5097 where our team are available 7 days a week to provide help.

Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where you inform us of your demands and needs, the policy options are laid out on screen in such a way that you can easily see what is covered. For more information of what is covered please refer to the policy wording. The cost of travel insurance is based on the type of coverage requested, the age of the insured, the destination of travel, the length of stay, the type of activities covered and whether you have any pre-existing medical conditions.

Remember, it is vital that we know about these conditions, If you fail to declare any pre-existing medical conditions we may refuse to deal with your claim or reduce the amount of any relevant claims, if a claim is related directly or indirectly to an undisclosed pre-existing medical condition(s). If you have any questions then please call us on 0330 880 5097 where our team are available 7 days a week to provide help.

The fine print

Medical coverage and pre-existing conditions

Limits and exclusions